');background-repeat:repeat;background-size:33px 33px;display:flex;height:33px;justify-content:center;margin:20px 0;width:100%}@media(max-width:768px){.hc--divider--divider--type-dotted{background-image:url('data:image/svg+xml;utf8, ');background-size:20px 20px;height:20px}}.hc--content--content{position:relative}.hc--content--content h2,.hc--content--content h3,.hc--content--content h4,.hc--content--content h5{padding:1.5rem 0}.hc--content--content--align-center{text-align:center}.hc--content--content--align-left{text-align:left}.hc--intro--intro{position:relative}.hc--intro--intro--padding-top{padding-top:6rem}.hc--intro--intro--text-Dark *,.hc--intro--intro--text-Primary *{color:#fff!important}.hc--intro--intro__breadcrumbs{left:.5rem;position:absolute;top:.5rem}.hc--intro--intro__divider{background:linear-gradient(90deg,hsla(204,5%,79%,.1),#c7cacc 50%,hsla(204,5%,79%,.1));height:1px}.hc--breadcrumbs--breadcrumbs{display:flex;position:relative}.hc--breadcrumbs--breadcrumbs a{color:currentColor;text-decoration:none}.hc--breadcrumbs--breadcrumbs span{margin:0 .625rem}.hc--breadcrumbs--breadcrumbs__item{color:#c7cacc;font-size:.75rem}.hc--breadcrumbs--breadcrumbs__item:last-child{color:#c7cacc}.hc--breadcrumbs--breadcrumbs__item:last-child span{display:none}.hc--testimonials--testimonials{border-radius:1.5rem;overflow-x:hidden;position:relative}.hc--testimonials--testimonials__controls{display:flex;padding-top:2rem}@media(min-width:992px){.hc--testimonials--testimonials__controls{padding-top:1.5rem}}.hc--testimonials--testimonials__pagination{position:relative!important}.hc--testimonials--testimonials__pagination.hc--testimonials--testimonials__pagination span.hc--testimonials--testimonials__controls_bullet{height:.625rem;margin:0 .5rem;width:.625rem}.hc--testimonials--testimonials__pagination.hc--testimonials--testimonials__pagination span.hc--testimonials--testimonials__controls_bullet__active{background:#1b1f2b;opacity:1}.hc--testimonials--slide{display:flex;flex-direction:column;position:relative}.hc--testimonials--slide__content{align-items:flex-start;display:flex;flex-direction:column;gap:1.5rem;justify-content:center;padding:.5rem 1.5rem;text-align:center}@media(min-width:767px){.hc--testimonials--slide__content{gap:2rem;padding:.5rem 4rem}}.hc--testimonials--slide__icon{display:flex;gap:.25rem;margin-bottom:1.5rem}.hc--testimonials--slide__icon svg{color:#fec84b}.hc--testimonials--slide__image{border:3px solid #75060b;border-radius:9.375rem;box-sizing:content-box;margin:auto;width:6.875rem}.hc--testimonials--slide__author{margin:auto}.hc--testimonials--slide__name{margin-bottom:.25rem}@media(min-width:992px){.hc--locations--locationlinks{padding-right:3rem}}.hc--locations--locationlinks__divider{border-top:1px solid #c7cacc;margin:1rem 0 1.5rem}.hc--locations--locationlinks__wrapper{padding-bottom:1.5rem}.hc--complaint--complaint{position:relative}.hc--complaint--complaint__wrapper{display:grid}@media(min-width:767px){.hc--complaint--complaint__wrapper{grid-template-columns:75% 1fr}}@media(min-width:1200px){.hc--complaint--complaint__wrapper{grid-template-columns:65% 1fr}}.hc--complaint--complaint__form{padding-top:1.5rem}@media(min-width:767px){.hc--complaint--complaint__form{padding-top:0}}.hc--complaint--complaint__multiline{display:grid;gap:1.5rem;grid-template-columns:1fr}@media(min-width:992px){.hc--complaint--complaint__multiline{grid-template-columns:1fr 1fr}}.hc--complaint--complaint__details{display:flex;flex-direction:column;gap:3.5rem}@media(min-width:992px){.hc--complaint--complaint__details{gap:5rem}}.hc--complaint--complaint__details__wrapper :nth-child(2){padding-bottom:1.5rem}.hc--complaint--complaint__details__wrapper a{text-decoration-color:#1b1f2b}.hc--complaint--complaint form{display:grid;gap:1.5rem}.hc--complaint--complaint select{appearance:none;-webkit-appearance:none;-moz-appearance:none}.hc--complaint--complaint .hc--complaint--select svg{bottom:.65rem;height:1.25rem;position:absolute;right:1rem;width:1.25rem;z-index:2}.hc--complaint--complaint__content{display:grid;gap:.625rem;margin-bottom:1.5rem}@media(min-width:992px){.hc--complaint--complaint__content{margin-bottom:.625rem}}.hc--complaint--thankyou{text-align:center}.hc--complaint--thankyou h2{font-size:1.75rem}.hc--complaint--input{color:#1b1f2b;display:grid;position:relative}.hc--complaint--input input{background-color:#fffdfd;border:1px solid #1b1f2b;border-radius:2rem;box-shadow:0 1px 2px 0 rgba(16,24,40,.05);font-size:1rem;padding:.8125rem}.hc--complaint--input input::placeholder{color:#c7cacc}.hc--complaint--input input:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--complaint--input label{color:#1b1f2b;font-size:.875rem;font-weight:500;padding-bottom:.5rem}.hc--complaint--input--error label{color:#d13535}.hc--complaint--input--error input{border-color:#d13535}.hc--complaint--input--error input:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--complaint--submit{position:relative}@media(min-width:767px){.hc--complaint--submit.hc--complaint--submit button{min-width:21.875rem}}.hc--complaint--textarea{display:grid;gap:.5rem;position:relative}.hc--complaint--textarea textarea{border:1px solid #1b1f2b;border-radius:1.25rem;box-shadow:none;font-size:1rem;padding:.8125rem;resize:vertical;width:100%}.hc--complaint--textarea textarea::placeholder{color:#c7cacc}.hc--complaint--textarea textarea:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--complaint--textarea textarea::-webkit-resizer{display:none}.hc--complaint--textarea label{color:#1b1f2b;font-size:.875rem;font-weight:500;margin-left:.0625rem}.hc--complaint--textarea--error label{color:#d13535}.hc--complaint--textarea--error textarea{border-color:#d13535}.hc--complaint--textarea--error textarea:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--complaint--select{display:grid;gap:.25rem;position:relative}.hc--complaint--select select{background-color:#fffdfd;border:1px solid #1b1f2b;border-radius:2rem;box-shadow:0 1px 2px 0 rgba(16,24,40,.05);font-size:.875rem;padding:.8125rem}.hc--complaint--select select::placeholder{color:#c7cacc;opacity:.3}.hc--complaint--select select:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--complaint--select label{font-size:1.125rem;font-weight:500}.hc--complaint--select--error label{color:#d13535}.hc--complaint--select--error select{border-color:#d13535}.hc--brokers--region{border-bottom:1px solid #c7cacc}.hc--brokers--region__heading{padding-bottom:1.5rem;padding-top:1.6rem}.hc--brokers--region__collapsible{align-items:center;border-top:1px solid #c7cacc;cursor:pointer;display:flex;flex-direction:row;justify-content:space-between;padding:1.5rem 0}.hc--brokers--region__collapsible[aria-expanded=false] h6{color:#1b1f2b}@media(min-width:992px){.hc--brokers--region__collapsible{font-size:1.25rem}}.hc--brokers--region__icon{align-items:center;display:flex;justify-content:center}.hc--brokers--region__icon svg{color:#c7cacc}.hc--brokers--locations{gap:2rem;padding:1rem 2rem 1rem 0;position:relative}@media(min-width:767px){.hc--brokers--locations{display:grid;grid-template-columns:1fr 1fr;padding-right:3.75rem}}.hc--brokers--locations__address{display:flex;flex-direction:column;max-width:22.5rem}.hc--brokers--locations__address a{text-decoration-color:#1b1f2b;text-decoration-thickness:1px;text-underline-offset:2px}.hc--brokers--locations__address :nth-child(2){padding:1.25rem 0}.hc--brokers--locations__map{height:18.75rem;margin:2rem 0}.hc--brokers--locations__map iframe{border:1px solid #1b1f2b;filter:grayscale(50%);-webkit-filter:grayscale(50%);height:100%;width:100%}@media(min-width:767px){.hc--brokers--locations__map{height:auto;margin:0}}.hc--brokers--locations__brokers{grid-column:1/3}.hc--brokers--locations__items{padding:1.5rem 0 3rem}.hc--brokers--broker{display:flex;flex-direction:column;justify-content:flex-start}.hc--brokers--broker__image{border-radius:12.5rem;margin-bottom:1rem;width:8.25rem}.hc--brokers--broker__heading{margin-bottom:.375rem}.hc--brokers--broker__email,.hc--brokers--broker__phone{text-decoration-color:#1b1f2b;text-decoration-thickness:1px;text-underline-offset:2px}.hc--claims-form--form{position:relative}.hc--claims-form--form__thankyou{background-color:#29aecc;padding:10rem 0;text-align:center}.hc--claims-form--form__thankyou h2{color:#fff;font-size:1.75rem}.hc--claims-form--form__validation{color:#d13535;font-size:1.125rem;font-weight:500}.hc--claims-form--form__wrapper{padding-bottom:5rem}.hc--claims-form--form__pagination{font-size:1.125rem;font-weight:500;text-align:center}.hc--claims-form--form__navigation{display:grid;gap:.5rem;grid-template-columns:1fr 1fr;padding-top:1.5625rem}.hc--claims-form--form__navigation div{display:flex;justify-content:space-between;text-align:center}.hc--claims-form--form__navigation div:nth-child(2){display:flex;justify-content:flex-end}.hc--claims-form--form__form{padding-top:1.5rem}@media(min-width:767px){.hc--claims-form--form__form{padding-top:0}}.hc--claims-form--form__multiline{display:grid;gap:1.5rem;grid-template-columns:1fr}@media(min-width:992px){.hc--claims-form--form__multiline{grid-template-columns:1fr 1fr}}.hc--claims-form--form__group{display:grid;gap:1.5rem}.hc--claims-form--form__group--dateTime,.hc--claims-form--form__group--lossPhone,.hc--claims-form--form__group--phone,.hc--claims-form--form__group--phone2{grid-template-columns:1fr}@media(min-width:992px){.hc--claims-form--form__group--dateTime,.hc--claims-form--form__group--lossPhone,.hc--claims-form--form__group--phone,.hc--claims-form--form__group--phone2{grid-template-columns:1fr 1fr}}.hc--claims-form--form__group--3col{grid-template-columns:1fr}@media(min-width:992px){.hc--claims-form--form__group--3col{grid-template-columns:1fr 1fr 1fr}}.hc--claims-form--form__group--3col .MuiFormControl-root{width:100%}.hc--claims-form--form__group--dateTime,.hc--claims-form--form__group--dateTime2{grid-template-columns:1fr}@media(min-width:992px){.hc--claims-form--form__group--dateTime,.hc--claims-form--form__group--dateTime2{grid-template-columns:-webkit-max-content 1fr;grid-template-columns:max-content 1fr}}.hc--claims-form--form__group--lossPhone div:first-child{display:none!important}.hc--claims-form--form__details{display:flex;flex-direction:column;gap:3.5rem}@media(min-width:992px){.hc--claims-form--form__details{gap:5rem}}.hc--claims-form--form__details__wrapper :nth-child(2){padding-bottom:1.5rem}.hc--claims-form--form__details__wrapper a{text-decoration-color:#1b1f2b}.hc--claims-form--form form{display:grid;gap:1.5rem}.hc--claims-form--form select{appearance:none;-webkit-appearance:none;-moz-appearance:none}.hc--claims-form--form .hc--claims-form--select svg{bottom:.65rem;height:1.25rem;position:absolute;right:1rem;width:1.25rem;z-index:2}.hc--claims-form--form__content{display:grid;gap:.625rem;margin-bottom:1.5rem}@media(min-width:992px){.hc--claims-form--form__content{margin-bottom:2.5rem}}.hc--claims-form--input{color:#1b1f2b;display:grid;position:relative}.hc--claims-form--input input{background-color:#fffdfd;border:1px solid #1b1f2b;border-radius:2rem;box-shadow:0 1px 2px 0 rgba(16,24,40,.05);font-size:1rem;padding:.8125rem}.hc--claims-form--input input::placeholder{color:#c7cacc}.hc--claims-form--input input:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--claims-form--input label{color:#1b1f2b;font-size:.875rem;font-weight:500;padding-bottom:.5rem}.hc--claims-form--input--error label{color:#d13535}.hc--claims-form--input--error input{border-color:#d13535}.hc--claims-form--input--error input:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--claims-form--submit{position:relative}.hc--claims-form--submit--disabled{cursor:not-allowed;opacity:.4}.hc--claims-form--textarea{display:grid;gap:.5rem;position:relative}.hc--claims-form--textarea textarea{border:1px solid #1b1f2b;border-radius:1.25rem;box-shadow:none;font-size:1rem;padding:.8125rem;resize:vertical;width:100%}.hc--claims-form--textarea textarea::placeholder{color:#c7cacc}.hc--claims-form--textarea textarea:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--claims-form--textarea textarea::-webkit-resizer{display:none}.hc--claims-form--textarea label{color:#1b1f2b;font-size:.875rem;font-weight:500;margin-left:.0625rem}.hc--claims-form--textarea--error label{color:#d13535}.hc--claims-form--textarea--error textarea{border-color:#d13535}.hc--claims-form--textarea--error textarea:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--claims-form--date{gap:.5rem;position:relative}.hc--claims-form--date__heading{padding-bottom:.5rem}.hc--claims-form--date label{font-size:.875rem;font-weight:500}.hc--claims-form--date--error label{color:#d13535}.hc--claims-form--date--error textarea{border-color:#d13535}.hc--claims-form--date--error textarea:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--claims-form--date input{height:1rem}.hc--claims-form--time{gap:.5rem;position:relative}.hc--claims-form--time__heading{padding-bottom:.5rem}.hc--claims-form--time label{font-size:.875rem;font-weight:500}.hc--claims-form--time--error label{color:#d13535}.hc--claims-form--time--error textarea{border-color:#d13535}.hc--claims-form--time--error textarea:focus{border-color:#d13535;box-shadow:0 0 0 4px #fee4e2,0 1px 2px 0 rgba(16,24,40,.05)}.hc--claims-form--time input{height:1rem}.hc--claims-form--divider{background-color:#ccc;height:1px;margin:2rem 0;width:100%}.hc--claims-form--select{display:grid;gap:.25rem;position:relative}.hc--claims-form--select select{background-color:#fffdfd;border:1px solid #1b1f2b;border-radius:2rem;box-shadow:0 1px 2px 0 rgba(16,24,40,.05);font-size:.875rem;padding:.8125rem}.hc--claims-form--select select::placeholder{color:#c7cacc;opacity:.3}.hc--claims-form--select select:focus{border:1px solid #3ac3d6;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05);outline:none}.hc--claims-form--select label{font-size:.875rem;font-weight:500;padding-bottom:.5rem}.hc--claims-form--select--error label{color:#d13535}.hc--claims-form--select--error select{border-color:#d13535}.hc--claims-form--select--label-lg label{font-size:1.25rem;font-weight:700;line-height:1.875rem}@media(min-width:992px){.hc--claims-form--select--label-lg label{font-size:1.5rem;line-height:2.25rem}}.hc--claims-form--table{overflow-x:scroll}.hc--claims-form--table table{border-color:#ccc;width:100%}.hc--claims-form--table th{background:#444;color:#fff;font-size:.875rem;padding:10px}.hc--claims-form--table tr{margin-bottom:5px}.hc--claims-form--table td{border-color:#ccc;margin:0;padding:.1875rem;vertical-align:top}.hc--claims-form--table input{line-height:normal;padding-bottom:1.25rem!important;width:100%}.hc--claims-form--table table,.hc--claims-form--table td,.hc--claims-form--table th{border:1px solid #000;border-collapse:collapse}.hc--claims-form--table button,.hc--claims-form--table input,.hc--claims-form--table select,.hc--claims-form--table textarea{border:none;padding:.3125rem;vertical-align:top}.hc--claims-form--table td,.hc--claims-form--table th{min-width:200px}.hc--claims-form--table td:first-child,.hc--claims-form--table th:first-child{min-width:350px}.hc--claims-form--table textarea{display:block;resize:none;width:100%}.hc--claims-form--table input:focus,.hc--claims-form--table textarea:focus{border:none;box-shadow:none;outline:none!important}.hc--claims-form--group{display:grid;gap:.25rem;position:relative}.hc--claims-form--group__wrapper{display:grid;gap:1rem;grid-template-columns:1fr;margin-top:1rem}@media(min-width:767px){.hc--claims-form--group__wrapper{grid-row-gap:1.5rem;grid-column-gap:3rem;display:grid;grid-template-columns:-webkit-max-content 1fr;grid-template-columns:max-content 1fr;margin-top:1rem}}.hc--claims-form--group__error{color:#d13535;font-size:.875rem;margin:0;min-height:1.5625rem}.hc--claims-form--group label{font-size:1rem;font-weight:300;line-height:1.5rem}@media(min-width:992px){.hc--claims-form--group label{font-size:1.25rem;line-height:1.875rem}}.hc--claims-form--group__label--md label{color:#1b1f2b;font-size:.875rem;font-weight:500}.hc--claims-form--group--error label{color:#d13535}.hc--claims-form--checkbox{align-items:center;background-color:#fffdfd;border-radius:3px;color:#1b1f2b;cursor:pointer;display:flex;position:relative;width:-webkit-max-content;width:max-content}.hc--claims-form--checkbox :hover{border-radius:3px}.hc--claims-form--checkbox :hover svg{fill:#155963;background-color:rgba(58,195,214,.3);border-radius:100px}.hc--claims-form--checkbox :focus svg{fill:#3ac3d6;border-radius:100px;box-shadow:0 0 0 4px rgba(43,192,224,.1),0 1px 2px 0 rgba(16,24,40,.05)}.hc--claims-form--checkbox input{cursor:pointer;height:0;opacity:0;position:absolute;width:0}.hc--claims-form--checkbox label{align-items:center;cursor:pointer;display:flex;font-size:.875rem;padding:0;-webkit-user-select:none;user-select:none}.hc--claims-form--checkbox svg{fill:#1b1f2b;margin-right:.75rem;width:1.25rem}.hc--claims-form--checkbox--error label,.hc--claims-form--checkbox--error span{color:#d13535}.hc--claims-form--checkbox--error svg{fill:#d13535}.hc--claims-form--checkbox--selected{border-radius:3px}.hc--claims-form--checkbox--selected svg{fill:#155963;background-color:rgba(58,195,214,.3);border-radius:100px}.hc--claims-form--dropzone__files{padding:1.25rem 0}.hc--claims-form--dropzone__file{display:flex;flex-direction:row;font-size:.8125rem;padding-bottom:.625rem}@media(min-width:992px){.hc--claims-form--dropzone__file{align-content:center;align-items:center;padding-bottom:0}}.hc--claims-form--dropzone__icon{margin-right:.3125rem}.hc--claims-form--dropzone__icon svg{display:block}.hc--claims-form--dropzone__icon_saving{margin-left:-.3125rem;width:2.1875rem}.hc--claims-form--dropzone__icon_success{padding-bottom:.3125rem;width:1.5625rem}.hc--claims-form--dropzone__icon_success svg{fill:#33b864}.hc--claims-form--dropzone__icon_error{padding-bottom:.3125rem;width:1.5625rem}.hc--claims-form--dropzone__icon_error svg{fill:#c30010;cursor:pointer}.hc--claims-form--dropzone__filename{word-break:break-all}.hc--claims-form--dropzone__errors{color:#c30010;font-size:.8125rem;font-weight:500;padding-bottom:.625rem;padding-left:1.875rem}.hc--claims-form--dropzone__errors div{padding-bottom:.625rem}.hc--claims-form--dropzone__errors span{color:#c30010;font-weight:600;text-decoration:underline}.hc--claims-form--dropzone__remove{color:#c30010;cursor:pointer;font-size:.75rem;padding-left:.625rem}.hc--claims-form--dropzone__remove:hover{color:#ff1423}:root{--toastify-color-light:#fff;--toastify-color-dark:#121212;--toastify-color-info:#3498db;--toastify-color-success:#07bc0c;--toastify-color-warning:#f1c40f;--toastify-color-error:#e74c3c;--toastify-color-transparent:hsla(0,0%,100%,.7);--toastify-icon-color-info:var(--toastify-color-info);--toastify-icon-color-success:var(--toastify-color-success);--toastify-icon-color-warning:var(--toastify-color-warning);--toastify-icon-color-error:var(--toastify-color-error);--toastify-toast-width:320px;--toastify-toast-offset:16px;--toastify-toast-top:max(var(--toastify-toast-offset),env(safe-area-inset-top));--toastify-toast-right:max(var(--toastify-toast-offset),env(safe-area-inset-right));--toastify-toast-left:max(var(--toastify-toast-offset),env(safe-area-inset-left));--toastify-toast-bottom:max(var(--toastify-toast-offset),env(safe-area-inset-bottom));--toastify-toast-background:#fff;--toastify-toast-min-height:64px;--toastify-toast-max-height:800px;--toastify-toast-bd-radius:6px;--toastify-font-family:sans-serif;--toastify-z-index:9999;--toastify-text-color-light:#757575;--toastify-text-color-dark:#fff;--toastify-text-color-info:#fff;--toastify-text-color-success:#fff;--toastify-text-color-warning:#fff;--toastify-text-color-error:#fff;--toastify-spinner-color:#616161;--toastify-spinner-color-empty-area:#e0e0e0;--toastify-color-progress-light:linear-gradient(90deg,#4cd964,#5ac8fa,#007aff,#34aadc,#5856d6,#ff2d55);--toastify-color-progress-dark:#bb86fc;--toastify-color-progress-info:var(--toastify-color-info);--toastify-color-progress-success:var(--toastify-color-success);--toastify-color-progress-warning:var(--toastify-color-warning);--toastify-color-progress-error:var(--toastify-color-error);--toastify-color-progress-bgo:0.2}.Toastify__toast-container{box-sizing:border-box;color:#fff;padding:4px;position:fixed;-webkit-transform:translateZ(var(--toastify-z-index));width:var(--toastify-toast-width);z-index:var(--toastify-z-index)}.Toastify__toast-container--top-left{left:var(--toastify-toast-left);top:var(--toastify-toast-top)}.Toastify__toast-container--top-center{left:50%;top:var(--toastify-toast-top);transform:translateX(-50%)}.Toastify__toast-container--top-right{right:var(--toastify-toast-right);top:var(--toastify-toast-top)}.Toastify__toast-container--bottom-left{bottom:var(--toastify-toast-bottom);left:var(--toastify-toast-left)}.Toastify__toast-container--bottom-center{bottom:var(--toastify-toast-bottom);left:50%;transform:translateX(-50%)}.Toastify__toast-container--bottom-right{bottom:var(--toastify-toast-bottom);right:var(--toastify-toast-right)}@media only screen and (max-width:480px){.Toastify__toast-container{left:env(safe-area-inset-left);margin:0;padding:0;width:100vw}.Toastify__toast-container--top-center,.Toastify__toast-container--top-left,.Toastify__toast-container--top-right{top:env(safe-area-inset-top);transform:translateX(0)}.Toastify__toast-container--bottom-center,.Toastify__toast-container--bottom-left,.Toastify__toast-container--bottom-right{bottom:env(safe-area-inset-bottom);transform:translateX(0)}.Toastify__toast-container--rtl{left:auto;right:env(safe-area-inset-right)}}.Toastify__toast{--y:0;border-radius:var(--toastify-toast-bd-radius);box-shadow:0 4px 12px rgba(0,0,0,.1);box-sizing:border-box;cursor:default;direction:ltr;display:flex;font-family:var(--toastify-font-family);justify-content:space-between;margin-bottom:1rem;max-height:var(--toastify-toast-max-height);min-height:var(--toastify-toast-min-height);overflow:hidden;padding:8px;position:relative;touch-action:none;z-index:0}.Toastify__toast--stacked{position:absolute;transform:translate3d(0,var(--y),0) scale(var(--s));transition:transform .3s;width:100%}.Toastify__toast--stacked[data-collapsed] .Toastify__close-button,.Toastify__toast--stacked[data-collapsed] .Toastify__toast-body{transition:opacity .1s}.Toastify__toast--stacked[data-collapsed=false]{overflow:visible}.Toastify__toast--stacked[data-collapsed=true]:not(:last-child)>*{opacity:0}.Toastify__toast--stacked:after{bottom:100%;content:"";height:calc(var(--g)*1px);left:0;position:absolute;right:0}.Toastify__toast--stacked[data-pos=top]{top:0}.Toastify__toast--stacked[data-pos=bot]{bottom:0}.Toastify__toast--stacked[data-pos=bot].Toastify__toast--stacked:before{transform-origin:top}.Toastify__toast--stacked[data-pos=top].Toastify__toast--stacked:before{transform-origin:bottom}.Toastify__toast--stacked:before{bottom:0;content:"";height:100%;left:0;position:absolute;right:0;transform:scaleY(3);z-index:-1}.Toastify__toast--rtl{direction:rtl}.Toastify__toast--close-on-click{cursor:pointer}.Toastify__toast-body{align-items:center;display:flex;flex:1 1 auto;margin:auto 0;padding:6px}.Toastify__toast-body>div:last-child{flex:1 1;word-break:break-word}.Toastify__toast-icon{-webkit-margin-end:10px;display:flex;flex-shrink:0;margin-inline-end:10px;width:20px}.Toastify--animate{animation-duration:.5s;animation-fill-mode:both}.Toastify--animate-icon{animation-duration:.3s;animation-fill-mode:both}@media only screen and (max-width:480px){.Toastify__toast{border-radius:0;margin-bottom:0}}.Toastify__toast-theme--dark{background:var(--toastify-color-dark);color:var(--toastify-text-color-dark)}.Toastify__toast-theme--colored.Toastify__toast--default,.Toastify__toast-theme--light{background:var(--toastify-color-light);color:var(--toastify-text-color-light)}.Toastify__toast-theme--colored.Toastify__toast--info{background:var(--toastify-color-info);color:var(--toastify-text-color-info)}.Toastify__toast-theme--colored.Toastify__toast--success{background:var(--toastify-color-success);color:var(--toastify-text-color-success)}.Toastify__toast-theme--colored.Toastify__toast--warning{background:var(--toastify-color-warning);color:var(--toastify-text-color-warning)}.Toastify__toast-theme--colored.Toastify__toast--error{background:var(--toastify-color-error);color:var(--toastify-text-color-error)}.Toastify__progress-bar-theme--light{background:var(--toastify-color-progress-light)}.Toastify__progress-bar-theme--dark{background:var(--toastify-color-progress-dark)}.Toastify__progress-bar--info{background:var(--toastify-color-progress-info)}.Toastify__progress-bar--success{background:var(--toastify-color-progress-success)}.Toastify__progress-bar--warning{background:var(--toastify-color-progress-warning)}.Toastify__progress-bar--error{background:var(--toastify-color-progress-error)}.Toastify__progress-bar-theme--colored.Toastify__progress-bar--error,.Toastify__progress-bar-theme--colored.Toastify__progress-bar--info,.Toastify__progress-bar-theme--colored.Toastify__progress-bar--success,.Toastify__progress-bar-theme--colored.Toastify__progress-bar--warning{background:var(--toastify-color-transparent)}.Toastify__close-button{align-self:flex-start;background:transparent;border:none;color:#fff;cursor:pointer;opacity:.7;outline:none;padding:0;transition:.3s ease;z-index:1}.Toastify__close-button--light{color:#000;opacity:.3}.Toastify__close-button>svg{fill:currentColor;height:16px;width:14px}.Toastify__close-button:focus,.Toastify__close-button:hover{opacity:1}@keyframes Toastify__trackProgress{0%{transform:scaleX(1)}to{transform:scaleX(0)}}.Toastify__progress-bar{border-bottom-left-radius:var(--toastify-toast-bd-radius);bottom:0;height:100%;left:0;opacity:.7;position:absolute;transform-origin:left;width:100%;z-index:var(--toastify-z-index)}.Toastify__progress-bar--animated{animation:Toastify__trackProgress linear 1 forwards}.Toastify__progress-bar--controlled{transition:transform .2s}.Toastify__progress-bar--rtl{border-bottom-left-radius:0;border-bottom-right-radius:var(--toastify-toast-bd-radius);left:auto;right:0;transform-origin:right}.Toastify__progress-bar--wrp{border-bottom-left-radius:var(--toastify-toast-bd-radius);bottom:0;height:5px;left:0;position:absolute;width:100%}.Toastify__progress-bar--wrp[data-hidden=true]{opacity:0}.Toastify__progress-bar--bg{height:100%;opacity:var(--toastify-color-progress-bgo);width:100%}.Toastify__spinner{animation:Toastify__spin .65s linear infinite;border:2px solid;border-color:var(--toastify-spinner-color-empty-area);border-radius:100%;border-right-color:var(--toastify-spinner-color);box-sizing:border-box;height:20px;width:20px}@keyframes Toastify__bounceInRight{0%,60%,75%,90%,to{animation-timing-function:cubic-bezier(.215,.61,.355,1)}0%{opacity:0;transform:translate3d(3000px,0,0)}60%{opacity:1;transform:translate3d(-25px,0,0)}75%{transform:translate3d(10px,0,0)}90%{transform:translate3d(-5px,0,0)}to{transform:none}}@keyframes Toastify__bounceOutRight{20%{opacity:1;transform:translate3d(-20px,var(--y),0)}to{opacity:0;transform:translate3d(2000px,var(--y),0)}}@keyframes Toastify__bounceInLeft{0%,60%,75%,90%,to{animation-timing-function:cubic-bezier(.215,.61,.355,1)}0%{opacity:0;transform:translate3d(-3000px,0,0)}60%{opacity:1;transform:translate3d(25px,0,0)}75%{transform:translate3d(-10px,0,0)}90%{transform:translate3d(5px,0,0)}to{transform:none}}@keyframes Toastify__bounceOutLeft{20%{opacity:1;transform:translate3d(20px,var(--y),0)}to{opacity:0;transform:translate3d(-2000px,var(--y),0)}}@keyframes Toastify__bounceInUp{0%,60%,75%,90%,to{animation-timing-function:cubic-bezier(.215,.61,.355,1)}0%{opacity:0;transform:translate3d(0,3000px,0)}60%{opacity:1;transform:translate3d(0,-20px,0)}75%{transform:translate3d(0,10px,0)}90%{transform:translate3d(0,-5px,0)}to{transform:translateZ(0)}}@keyframes Toastify__bounceOutUp{20%{transform:translate3d(0,calc(var(--y) - 10px),0)}40%,45%{opacity:1;transform:translate3d(0,calc(var(--y) + 20px),0)}to{opacity:0;transform:translate3d(0,-2000px,0)}}@keyframes Toastify__bounceInDown{0%,60%,75%,90%,to{animation-timing-function:cubic-bezier(.215,.61,.355,1)}0%{opacity:0;transform:translate3d(0,-3000px,0)}60%{opacity:1;transform:translate3d(0,25px,0)}75%{transform:translate3d(0,-10px,0)}90%{transform:translate3d(0,5px,0)}to{transform:none}}@keyframes Toastify__bounceOutDown{20%{transform:translate3d(0,calc(var(--y) - 10px),0)}40%,45%{opacity:1;transform:translate3d(0,calc(var(--y) + 20px),0)}to{opacity:0;transform:translate3d(0,2000px,0)}}.Toastify__bounce-enter--bottom-left,.Toastify__bounce-enter--top-left{animation-name:Toastify__bounceInLeft}.Toastify__bounce-enter--bottom-right,.Toastify__bounce-enter--top-right{animation-name:Toastify__bounceInRight}.Toastify__bounce-enter--top-center{animation-name:Toastify__bounceInDown}.Toastify__bounce-enter--bottom-center{animation-name:Toastify__bounceInUp}.Toastify__bounce-exit--bottom-left,.Toastify__bounce-exit--top-left{animation-name:Toastify__bounceOutLeft}.Toastify__bounce-exit--bottom-right,.Toastify__bounce-exit--top-right{animation-name:Toastify__bounceOutRight}.Toastify__bounce-exit--top-center{animation-name:Toastify__bounceOutUp}.Toastify__bounce-exit--bottom-center{animation-name:Toastify__bounceOutDown}@keyframes Toastify__zoomIn{0%{opacity:0;transform:scale3d(.3,.3,.3)}50%{opacity:1}}@keyframes Toastify__zoomOut{0%{opacity:1}50%{opacity:0;transform:translate3d(0,var(--y),0) scale3d(.3,.3,.3)}to{opacity:0}}.Toastify__zoom-enter{animation-name:Toastify__zoomIn}.Toastify__zoom-exit{animation-name:Toastify__zoomOut}@keyframes Toastify__flipIn{0%{animation-timing-function:ease-in;opacity:0;transform:perspective(400px) rotateX(90deg)}40%{animation-timing-function:ease-in;transform:perspective(400px) rotateX(-20deg)}60%{opacity:1;transform:perspective(400px) rotateX(10deg)}80%{transform:perspective(400px) rotateX(-5deg)}to{transform:perspective(400px)}}@keyframes Toastify__flipOut{0%{transform:translate3d(0,var(--y),0) perspective(400px)}30%{opacity:1;transform:translate3d(0,var(--y),0) perspective(400px) rotateX(-20deg)}to{opacity:0;transform:translate3d(0,var(--y),0) perspective(400px) rotateX(90deg)}}.Toastify__flip-enter{animation-name:Toastify__flipIn}.Toastify__flip-exit{animation-name:Toastify__flipOut}@keyframes Toastify__slideInRight{0%{transform:translate3d(110%,0,0);visibility:visible}to{transform:translate3d(0,var(--y),0)}}@keyframes Toastify__slideInLeft{0%{transform:translate3d(-110%,0,0);visibility:visible}to{transform:translate3d(0,var(--y),0)}}@keyframes Toastify__slideInUp{0%{transform:translate3d(0,110%,0);visibility:visible}to{transform:translate3d(0,var(--y),0)}}@keyframes Toastify__slideInDown{0%{transform:translate3d(0,-110%,0);visibility:visible}to{transform:translate3d(0,var(--y),0)}}@keyframes Toastify__slideOutRight{0%{transform:translate3d(0,var(--y),0)}to{transform:translate3d(110%,var(--y),0);visibility:hidden}}@keyframes Toastify__slideOutLeft{0%{transform:translate3d(0,var(--y),0)}to{transform:translate3d(-110%,var(--y),0);visibility:hidden}}@keyframes Toastify__slideOutDown{0%{transform:translate3d(0,var(--y),0)}to{transform:translate3d(0,500px,0);visibility:hidden}}@keyframes Toastify__slideOutUp{0%{transform:translate3d(0,var(--y),0)}to{transform:translate3d(0,-500px,0);visibility:hidden}}.Toastify__slide-enter--bottom-left,.Toastify__slide-enter--top-left{animation-name:Toastify__slideInLeft}.Toastify__slide-enter--bottom-right,.Toastify__slide-enter--top-right{animation-name:Toastify__slideInRight}.Toastify__slide-enter--top-center{animation-name:Toastify__slideInDown}.Toastify__slide-enter--bottom-center{animation-name:Toastify__slideInUp}.Toastify__slide-exit--bottom-left,.Toastify__slide-exit--top-left{animation-duration:.3s;animation-name:Toastify__slideOutLeft;animation-timing-function:ease-in}.Toastify__slide-exit--bottom-right,.Toastify__slide-exit--top-right{animation-duration:.3s;animation-name:Toastify__slideOutRight;animation-timing-function:ease-in}.Toastify__slide-exit--top-center{animation-duration:.3s;animation-name:Toastify__slideOutUp;animation-timing-function:ease-in}.Toastify__slide-exit--bottom-center{animation-duration:.3s;animation-name:Toastify__slideOutDown;animation-timing-function:ease-in}@keyframes Toastify__spin{0%{transform:rotate(0deg)}to{transform:rotate(1turn)}}
Great advice that works for you PIC Insurance Brokers is the largest 100% NZ-owned and independent insurance broker in New Zealand. We take a consultative approach, finding out what’s important to you, your family, your business and how it works.
With so many insurance providers in the market, no single provider has the right solution for everyone. To ensure you get the solutions you need, our brokers remain independent so that they can search the entire market. This ensures that any coverage our brokers arrange is perfectly tailored to you to the finest detail.
When you choose to use PIC as your insurance broker you will also have a dedicated team of claims specialists. This means whenever you need to make a claim, our team will walk you through the whole process to achieve the best possible outcome.
A business built on relationships PIC Insurance Brokers was founded in Panmure by Mike Garner in 1989. From the beginning, relationships with our clients and our people have been a valued part of PIC’s business. PIC still retains a number of our foundation clients and employees – this is something we’re very proud of.
Our team of brokers has knowledge and experience across a range of insurance products including life, health, domestic, marine, and commercial – and we have a specialist Employee Benefits team providing insurance through employers of all sizes. We also have our own team of claims specialists so we can ensure our clients are well looked after every step of the way.
At PIC, our grassroots beginnings are an important part of who we are, and this is reflected in our warm, friendly workplace culture, and organisations we partner with through sponsorships.
Supporting our communities PIC Insurance Brokers is heavily involved in supporting the local community. Below are some of the sporting organisations we support.
PIC Insurance Brokers represent New Zealand in the WBN global network. WBN is the largest independent broker network in the world. With more than 150 broker members in over 100 countries, they provide unrivaled service to multinational clients across property & casualty and employee benefits. Their biggest strength is the real and deep relationships between members. Together, They have created a culture of care where members truly invest in each other's success and make sure every client is their top priority.
PIC Insurance Brokers represent New Zealand as members of the Global Broker Network. This representation gives us access to 110 independent insurance brokers in 230 cities covering 140 countries. So wherever your business takes you, we can put you in touch with a fellow member who can assist you with your insurance requirements.
PIC Insurance Brokers are members of the Asia Australia Alliance (AAA). The AAA brings together a network of like-minded insurance broking firms in the Asia Australasia region to create a resource that benefits our clients throughout the area. Should one of our clients start operating or purchase a business in the region, we’re able to arrange insurance for them through one of our partners. It’s important to know that members of AAA are all independent and 100% owned in their respective countries.